Our Firm

 

Relationship Based Practice

 

As fee-only investment advisors, we endeavor to provide unbiased advice while minimizing conflicts of interest. We disclose all fees prior to engagement, and we receive no compensation based on the purchase or sale of financial products or plans.

We do not work for undisclosed commissions or hidden fees, nor do we create statements or have account access other than expressly authorized by our clients. An independent third-party custodian such as Schwab, Fidelity or Vanguard holds clients' funds, issues statements and mails the statements directly to our clients—helping safeguard holdings while also lowering expenses.

We practice Informed Consent, disclosing information so that the client is able to understand his or her situation and options, and has complete unhindered freedom to choose from, or refuse said options.                                                                                                                                                                                      

Biography

 

Regulatory Disclosure Documents (click the links below):

     ADV Part 2A, Part 2B and Privacy Policy

     Form CRS